Tuesday, May 29, 2007
Medi-Jacking: “Retail” Medical Pricing |  |
Competition in the medical system is a Republican plank—the theory being that normal business competition takes place in the medical sector, yielding market forces that optimize across the board. I don’t think that medicine operates the same way as other areas—normal competitive forces require that the buyer have choices and knowledge of those choices, so better decisions can be made.
I recently had some blood tests done as part of a normal checkup—right down at the end of the hall, sir! Weeks later some handy information systems that my insurance company provides give insight into the costing side of the medical equation that I haven’t really had before. I was stunned to see the lab charges.
I wasn’t stunned by the amount that the insurance company had paid on my behalf, which was around $22. I was stunned by the “normal” fee for the service—over $125! In other words, if someone was stupid enough to go to the doctor and pay fee-for-service, they’d get hijacked (or medi-jacked, if you like) for $100 more!
There’s a trend right now for companies to offer their employees medical savings accounts; employees get a pool of money they can use to pay their medical expenses, with some assistance from the company. Leftover money can be rolled over into the next year, and some of it can be kept. The idea is to encourage employees to be smart buyers when it comes to medical expenses, but how can this work if there’s such a huge disparity between what’s charged to the insurance company and what a normal person must pay? With a medical savings account are those deep discounts still available? And for how long?
The biggest problem Republicans have with the current medical system is that there isn’t a liberal in sight they can blame its deficiencies and cruelties on. Republicans continue their efforts to raise simple fear amongst citizens—fear of drug tampering on medicines from other countries, like…oooo…Canada, with its notoriously dangerous drug supply chain. It’s not like medicines in America can be sold to pharmacies by drug distributors dealing from the trunks of their cars. Oh wait…they can and do. Or it’s the scary ghost of medical futures that might involve the public sector! My god, its full of stars, and they’re falling…
There is exactly one reason why Republicans (and Democrats not worthy of their offices) have been so protective of the current dysfunctional medical system in America. They have contributors who benefit enormously from the current system, and that applecart isn’t going to be overturned any time soon.
So smile, citizen, as you pay over twice as much for medical care that doesn’t even get you into the top ten outcomes, world-wide. You bought into it, and now you’re paying for it. And get ready to pay more—much more—if you continue to keep your heads in the sand. I can see the drug companies “researching” a miracle cure now: A drug that will let you keep your head in the sand! Miracles never cease.
Too Goddamn Much Perfidy...
Posted by
Ross on 05/29/07 at 02:51 AM
Partisan Politics •
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